If your startup moves, holds or lends money, the question is which Central Bank of Nigeria licence you need and when, not whether. Here are the main categories, what each permits, the capital they require, and how founders launch legally before they can afford their own.
How to divide founder equity by real contribution, why vesting with a cliff protects everyone, how much to set aside for team and advisors, and why the split belongs in a written founder agreement.
Where you register your company is one of the few early decisions that is hard to reverse. Here is how to weigh Nigeria, the UK and a Delaware parent, what "the flip" is, what it costs, and when it is worth doing.
