For companies that have outgrown their finance function.

Financial capability for the next stage of growth.

As a business grows, the finance function that supported its early stages can quickly become a constraint. Financial information may be incomplete or arrive too late. Cash becomes harder to predict. Decisions on pricing, hiring, expansion and capital are made without a reliable view of their financial consequences. The business may be growing, but the systems, controls and financial leadership needed to manage that growth have not kept pace.

The SME CFO exists to close that gap.

We provide fractional CFO leadership and growth finance advisory that helps businesses move from reactive, founder-dependent finance to a more disciplined and decision-ready finance function. Our work gives leadership teams clearer visibility of performance, cash, risk and the economics of growth, while building the reporting, governance and financial capability expected by serious investors, lenders, boards and strategic partners.

Our engagements may include

These are not treated as isolated finance tasks. They form part of a wider objective: building a finance function capable of supporting the company's next stage.

We begin with the business itself: its commercial model, strategic priorities, operating pressures and the decisions leadership needs to make. We then identify the financial weaknesses that create the greatest risk or constrain the greatest opportunity, establish the right priorities and work alongside the leadership and finance teams to implement them.

Our aim is to leave behind financial capability that remains useful within the business: reliable information, stronger processes, clearer accountability and better financial judgement.

The SME CFO combines the discipline of institutional finance with a practical understanding of the realities of building and scaling businesses in African markets. We are based in Lagos and work with companies across Africa, the United Kingdom, Europe and the United States, including diaspora-led and cross-border businesses whose operations connect African and international markets.

Raising the standard of financial leadership across African enterprise.

Our ambition extends beyond helping companies complete a capital raise or improve a reporting process. We are working to raise the standard of financial leadership across African enterprise, so that more high-potential businesses can attract capital, deploy it responsibly, scale with control and become enduring institutions.

The SME CFO is building the financial capability behind Africa's next generation of growth companies.

Vision. Mission. Purpose.

What we believe. How we work.

Grounded in institutional excellence.