We provide the strategic financial leadership that transforms ambitious African businesses into investor-ready, globally competitive enterprises.
Behind every thriving business is a financial strategy built for where it's going, not just where it's been. Our clients trust us because we understand their industries, their markets, and the unique pressures of building in Africa.
We work with founders and leadership teams to turn financial complexity into strategic advantage, with the rigour of institutional finance and the agility their businesses demand.
Explore our services →Every day, founders who have built exceptional products are held back by financial blind spots. Cash flow crises that could have been predicted. Investor meetings lost to poor financial storytelling. Growth decisions made on intuition instead of data.
We exist to change that. We bring institutional-grade financial leadership to the businesses that are building Africa's future: the strategic clarity, the rigour, and the foresight that transforms growing companies into investable enterprises.
of SME failures are linked to poor cash flow management, not poor products
invested in African startups, yet most founders aren't financially ready for due diligence
of African SMEs don't survive their first five years. Financial mismanagement is a leading cause.
of African SMEs operate without any form of strategic financial planning or CFO-level oversight
We bring the financial discipline of global capital markets to the businesses shaping Africa's future. Every engagement is led by an ACA-qualified chartered accountant with nearly a decade of experience structuring and executing transactions at one of the world's leading financial institutions.
Financial control, reporting infrastructure, and capital markets experience applied to every engagement. Your business gets the same calibre of financial governance that underpins multi-billion-pound decisions.
We operate across UK and Nigerian regulatory environments: FRS 102, IFRS, Companies House, and CAC. For businesses with cross-border operations, we navigate both systems with equal confidence and prepare the financial documents you need for every compliance obligation.
Where no financial infrastructure exists, we build it: chart of accounts, IFRS-compliant statements, reporting frameworks, internal controls. Where the basics are in place, we provide the strategic oversight that turns numbers into insight and action.
We sit alongside your leadership team as a long-term financial partner. We take on a limited number of engagements so every client receives our full attention, invested in your outcomes and focused on the decisions that move your business forward.
A 15-minute consultation to understand your business, identify your most pressing financial challenges, and outline the scope of a potential engagement.
We assess your financial position across eight dimensions and deliver a comprehensive report with traffic-light scoring and a prioritised 90-day action plan.
Monthly strategic oversight: dashboards, cash flow forecasts, variance analysis, and a CFO in your corner for every financial decision that matters.
Every engagement is led by a dedicated, ACA-qualified fractional CFO. Bespoke financial strategy, rigorous analytical frameworks, and the institutional discipline your business deserves.
The SME CFO is a CFO advisory firm built on a single conviction: that African businesses deserve the same calibre of financial leadership that powers the world's most successful companies.
We provide world-class CFO advisory services that help founders make better financial decisions, grow sustainably, and raise capital with confidence. We are building the financial infrastructure on which Africa's next generation of great businesses will scale.
Olubunmi is a Chartered Accountant and corporate finance strategist with nearly a decade of experience at one of the world's leading financial institutions, advising on treasury strategy, structuring and executing complex, high-value transactions, and managing strategic priorities across global markets.
Over the course of her career, she has executed multi-billion-pound transactions, including a £2.3 billion acquisition and a £750 million share buyback programme.
Through The SME CFO, she now partners with African and diaspora-owned businesses to build the financial systems, controls, and strategic discipline required to grow, scale sustainably, raise capital, and compete on a global stage.
African businesses deserve the same calibre of financial leadership and capital that powers Silicon Valley. We're building the bridge to make that happen.
Score your business across eight financial health dimensions in under 15 minutes. Interactive PDF with auto-scoring, traffic-light ratings, and personalised next steps.
Download the Checklist →Five ready-to-use Excel templates: cash flow tracker, P&L, invoice, budget planner, and expense categorisation tool.
Learn to read a P&L, understand cash flow vs. profit, separate business and personal finances, and prepare for tax season without panic.
Original data, actionable frameworks, and the financial intelligence that matters to African founders. Monthly.
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